Buying car insurance can be tricky. There are many exclusion or amendments to coverage when dealing with car insurance. The first rule of thumb is to understand that there is no such thing as “full coverage” insurance. When buying car insurance you need to decide the correct amount of liability insurance, uninsured motorist insurance, medical insurance, and comprehensive and collision insurance (if you decide you want to purchase comprehensive and collision). There are other coverage options to discuss and also household information to consider.
The second important thing to understand is that car insurance cannot be “simply” purchased over the phone in 15 minutes or less. Is buying car insurance fun? probably not. But you will be thankful that you can adequate coverage to protect you should you be involved in a car accident.
Talk to one of our licensed insurance agents and let us show you the options that are available.